.pn-content{--c-ink:#14281f;--c-muted:#56675e;--c-green:#285638;--c-deep:#0d3d28;--c-mint:#d9f4e5;--c-mint-2:#edf8f1;--c-line:#dbe7df;--c-lime:#e6f5c9;color:var(--c-ink);font-family:Poppins,Arial,Helvetica,sans-serif;font-size:16px;line-height:1.7}.pn-content *,.pn-content :after,.pn-content :before{box-sizing:border-box}.pn-content a{color:var(--c-green);text-decoration:underline;text-underline-offset:3px}.pn-content a:hover{color:var(--c-deep)}.pn-content :is(a,button,input,select,summary):focus-visible{outline:3px solid #70af96;outline-offset:3px}.pn-content h1{font-size:clamp(30px,4.2vw,46px);line-height:1.12;letter-spacing:-.02em;margin:0 0 14px}.pn-content h1,.pn-content h2{font-weight:700;color:var(--c-deep)}.pn-content h2{font-size:clamp(22px,2.6vw,28px);line-height:1.25;margin:44px 0 12px;letter-spacing:-.01em}.pn-content h3{font-size:18px;line-height:1.35;font-weight:600;margin:24px 0 8px;color:var(--c-deep)}.pn-content p{margin:0 0 16px}.pn-content ol,.pn-content ul{margin:0 0 18px;padding-left:22px}.pn-content li{margin:0 0 8px}.pn-content strong{font-weight:600;color:var(--c-deep)}.pn-wrap{max-width:1180px;margin:0 auto;padding:0 20px}.pn-narrow{max-width:780px}.pn-crumbs{font-size:13px;padding-top:28px}.pn-crumbs,.pn-crumbs a{color:var(--c-muted)}.pn-eyebrow{display:inline-block;font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--c-green);background:var(--c-mint);border-radius:999px;padding:4px 12px;margin:18px 0 14px}.pn-lede{font-size:18px;max-width:760px}.pn-lede,.pn-meta{color:var(--c-muted)}.pn-meta{font-size:13px;margin-bottom:8px}.pn-article{display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:48px;padding:12px 0 56px}.pn-toc{position:sticky;top:24px;align-self:start;border:1px solid var(--c-line);border-radius:14px;background:#fff;padding:18px;font-size:14px}.pn-toc strong{display:block;margin-bottom:8px}.pn-toc ol{padding-left:18px;margin:0}.pn-toc li{margin:0 0 6px}.pn-toc a{text-decoration:none;color:var(--c-ink)}.pn-toc a:hover{color:var(--c-green);text-decoration:underline}.pn-takeaways{background:linear-gradient(135deg,var(--c-mint),var(--c-lime));border-radius:16px;padding:20px 24px;margin:24px 0 8px}.pn-takeaways h2{margin:0 0 8px;font-size:18px}.pn-takeaways ul{margin:0}.pn-callout{border-left:4px solid var(--c-green);background:var(--c-mint-2);border-radius:0 12px 12px 0;padding:14px 18px;margin:0 0 18px}.pn-callout strong:first-child{display:block;margin-bottom:4px}.pn-table-wrap{overflow-x:auto;margin:0 0 20px;border:1px solid var(--c-line);border-radius:12px;background:#fff}.pn-table{width:100%;border-collapse:collapse;font-size:14.5px;line-height:1.5}.pn-table caption{caption-side:bottom;text-align:left;font-size:12.5px;color:var(--c-muted);padding:10px 14px}.pn-table td,.pn-table th{text-align:left;padding:11px 14px;border-bottom:1px solid var(--c-line);vertical-align:top}.pn-table thead th{background:var(--c-deep);color:#fff;font-weight:600;white-space:nowrap}.pn-table tbody tr:nth-child(2n){background:#f7fbf8}.pn-table tbody tr:last-child td{border-bottom:0}.pn-table td a{font-weight:600}.pn-faq{margin-top:44px}.pn-faq details{border:1px solid var(--c-line);border-radius:12px;background:#fff;padding:0 18px;margin-bottom:10px}.pn-faq summary{cursor:pointer;list-style:none;font-weight:600;padding:14px 0;color:var(--c-deep);display:flex;justify-content:space-between;gap:12px}.pn-faq summary:after{content:"+";font-size:20px;line-height:1;color:var(--c-green)}.pn-faq details[open] summary:after{content:"−"}.pn-faq summary::-webkit-details-marker{display:none}.pn-faq details p{margin:0 0 16px;color:var(--c-muted)}.pn-related{margin:44px 0 0}.pn-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px}.pn-card{display:block;border:1px solid var(--c-line);border-radius:14px;background:#fff;padding:18px;text-decoration:none!important;color:var(--c-ink)!important;transition:border-color .15s,transform .15s,box-shadow .15s}.pn-card:hover{border-color:var(--c-green);transform:translateY(-2px);box-shadow:0 8px 24px #0d3d2814}.pn-card small{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--c-green)}.pn-card small,.pn-card strong{display:block;margin-bottom:6px}.pn-card strong{font-size:16.5px;line-height:1.35}.pn-card span{display:block;font-size:14px;line-height:1.55;color:var(--c-muted)}.pn-hub-group{margin-top:36px}.pn-hub-group h2{margin-top:0}.pn-note{font-size:13.5px;color:var(--c-muted);background:#fff;border:1px dashed var(--c-line);border-radius:12px;padding:12px 16px;margin:18px 0}.pn-checks{list-style:none;padding:0!important}.pn-checks li{position:relative;padding-left:30px}.pn-checks li:before{content:"✓";position:absolute;left:0;top:1px;width:20px;height:20px;border-radius:50%;background:var(--c-mint);color:var(--c-green);font-size:12px;font-weight:700;display:grid;place-items:center}.pn-pill{display:inline-block;font-size:12px;border-radius:999px;background:var(--c-mint-2);color:var(--c-green);padding:2px 8px;margin:0 4px 4px 0;white-space:nowrap}.pn-firmcell{display:flex;align-items:center;gap:10px;min-width:170px}.pn-firmcell img{width:34px;height:34px;object-fit:contain;border-radius:8px;background:#fff;border:1px solid var(--c-line)}.pn-btn{display:inline-flex;align-items:center;gap:8px;background:var(--c-green);color:#fff!important;text-decoration:none!important;font-weight:600;border-radius:12px;padding:12px 22px;border:0;cursor:pointer;font-size:15px}.pn-btn:hover{background:var(--c-deep)}.pn-btn.ghost{background:transparent;color:var(--c-green)!important;border:1.5px solid var(--c-green)}.pn-btn.ghost:hover{background:var(--c-mint-2)}.pn-calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:20px;margin:20px 0 8px}.pn-panel{background:#fff;border:1px solid var(--c-line);border-radius:16px;padding:22px}.pn-panel.dark{background:var(--c-deep);color:#fff;border-color:var(--c-deep)}.pn-panel.dark h2,.pn-panel.dark strong{color:#fff}.pn-field{display:block;margin-bottom:14px;font-size:14px;font-weight:600}.pn-field input,.pn-field select{display:block;width:100%;margin-top:6px;font:inherit;font-weight:400;padding:10px 12px;border:1px solid var(--c-line);border-radius:9px;background:#fff;color:var(--c-ink)}.pn-field small{display:block;font-weight:400;color:var(--c-muted);font-size:12.5px;margin-top:4px}.pn-stat{padding:12px 0;border-bottom:1px solid #ffffff22}.pn-stat:last-child{border-bottom:0}.pn-stat span{display:block;font-size:13px;opacity:.8}.pn-stat b{display:block;font-size:26px;line-height:1.25;font-weight:700}.pn-warn{background:#fff4d6;color:#5a4300;border-radius:10px;padding:10px 12px;font-size:13.5px;margin-top:10px}@media (max-width:900px){.pn-article{grid-template-columns:1fr;gap:0}.pn-toc{position:static;margin-bottom:8px}.pn-calc{grid-template-columns:1fr}}.pn-home{background:#f3f4f2}.pn-hero{position:relative;overflow:hidden;background:radial-gradient(1200px 500px at 85% -10%,#2f7a52 0,transparent 60%),radial-gradient(900px 500px at -10% 110%,#1d6b45 0,transparent 55%),var(--c-deep);color:#fff;padding:56px 0 64px}.pn-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);gap:44px;align-items:center}.pn-hero h1{color:#fff;font-size:clamp(34px,4.6vw,54px)}.pn-hero h1 em{font-style:normal;color:#b8f0c9}.pn-hero .pn-lede{color:#d4eadc}.pn-hero .pn-eyebrow{background:#ffffff1a;color:#c9f2d6;margin-top:0}.pn-hero-points{list-style:none;padding:0!important;margin:22px 0 26px;display:grid;gap:10px}.pn-hero-points li{display:flex;gap:10px;align-items:flex-start;color:#e5f4ea;margin:0}.pn-hero-points li:before{content:"✓";flex:none;width:22px;height:22px;border-radius:50%;background:#b8f0c9;color:var(--c-deep);font-size:12px;font-weight:700;display:grid;place-items:center;margin-top:2px}.pn-hero-ctas{display:flex;flex-wrap:wrap;gap:12px}.pn-hero .pn-btn.ghost{color:#fff!important;border-color:#ffffff80}.pn-hero .pn-btn.ghost:hover{background:#ffffff14}.pn-hero .pn-btn.light{background:#b8f0c9;color:var(--c-deep)!important}.pn-hero .pn-btn.light:hover{background:#fff}.pn-finder{background:linear-gradient(180deg,#c9efd2,#eef8df);color:var(--c-ink);border-radius:22px;padding:24px;box-shadow:0 24px 60px #00000040}.pn-finder fieldset{border:0;padding:0;margin:0 0 16px;min-width:0}.pn-finder legend{padding:0;margin-bottom:8px;font-size:12.5px;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:#2c5c43}.pn-finder legend span{text-transform:none;letter-spacing:0;font-weight:500;opacity:.75}.pn-chips{display:flex;flex-wrap:wrap;gap:8px}.pn-chip{font:inherit;font-size:14px;line-height:1.2;border:1.5px solid #3a6a4f;border-radius:999px;padding:7px 13px;background:#ffffffa6;color:var(--c-ink);cursor:pointer;white-space:nowrap;transition:background .12s,color .12s}.pn-chip b{font-weight:500;font-size:12px;opacity:.55;margin-left:6px}.pn-chip:hover:not(:disabled){background:#fff}.pn-chip.on{background:var(--c-green);border-color:var(--c-green);color:#fff}.pn-chip.on b{opacity:.8}.pn-chip:disabled{opacity:.4;cursor:not-allowed}.pn-finder-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}.pn-finder-foot{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:6px;flex-wrap:wrap}.pn-reset{font:inherit;font-size:14px;background:transparent;border:0;color:var(--c-green);text-decoration:underline;text-underline-offset:3px;cursor:pointer;padding:8px 0}.pn-reset:disabled{opacity:.45;cursor:default}.pn-finder-go{font-size:16px;padding:14px 26px;box-shadow:0 6px 18px #0d3d2840}.pn-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:#fff;border:1px solid var(--c-line);border-radius:18px;margin:-28px auto 0;position:relative;z-index:1;box-shadow:0 10px 30px #0d3d2812}.pn-stats div{padding:18px 20px;border-right:1px solid var(--c-line)}.pn-stats div:last-child{border-right:0}.pn-stats b{display:block;font-size:26px;line-height:1.2;color:var(--c-deep)}.pn-stats span{font-size:13.5px;color:var(--c-muted)}.pn-section{padding:64px 0 0}.pn-section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:20px;margin-bottom:20px;flex-wrap:wrap}.pn-section-head h2{margin:0 0 6px}.pn-section-head p{margin:0;color:var(--c-muted);max-width:640px}.pn-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;counter-reset:step}.pn-step{background:#fff;border:1px solid var(--c-line);border-radius:16px;padding:22px}.pn-step:before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:var(--c-mint);color:var(--c-green);font-weight:700;margin-bottom:12px}.pn-step h3{margin:0 0 6px}.pn-step p{margin:0;color:var(--c-muted);font-size:15px}.pn-band{margin-top:64px;background:linear-gradient(135deg,var(--c-deep),#1f5a3c);color:#fff;border-radius:24px;padding:34px;display:grid;grid-template-columns:minmax(0,1.3fr) auto;gap:24px;align-items:center}.pn-band h2{color:#fff;margin:0 0 8px}.pn-band p{color:#d4eadc;margin:0}.pn-band .pn-btn{background:#b8f0c9;color:var(--c-deep)!important}.pn-band .pn-btn:hover{background:#fff}@media (max-width:980px){.pn-hero-grid{grid-template-columns:1fr}.pn-stats{grid-template-columns:1fr 1fr}.pn-stats div:nth-child(2){border-right:0}.pn-stats div:nth-child(-n+2){border-bottom:1px solid var(--c-line)}.pn-band,.pn-steps{grid-template-columns:1fr}}@media (max-width:560px){.pn-finder{padding:18px;border-radius:18px}.pn-finder-grid{grid-template-columns:1fr}.pn-finder-go{width:100%;justify-content:center}.pn-hero{padding:36px 0 56px}.pn-hero-points{display:none}.pn-hero .pn-lede{font-size:16px}.pn-hero-ctas{margin-bottom:8px}}